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Retail banking in India
When a Dinosaur finally decides to get moving, it covers the ground at a very high speed. This is similar to what is happening to the course of banking industry in India. For decades, the banks in India have focused on earning big money from corporate clients. However, things have radically changed. Banks are awash with excess liquidity; interest rates and inflation are moving southwards. Corporates do not borrow from banks in a big way due to a variety of reasons like economic slowdown, infrastructural constraints etc. Under this scenario banks are forced to look into the retail segment f…
- In 1989, a bomb was dropped on the Boston banking industry when a FED study of neighborhood lending patterns provided evidence of discrimination.
- India as a Potential Business Resource
- Retail banking in India
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