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Frequently Used Insurance Terms and About General Insurance
Frequently Used Insurance Terms
1. What is a "Risk"?
Risk is nothing but a possibility of adverse results arising from any occurrence. Therefore Risk arises out of uncertainty.
In Insurance business, the term risk is used to mean: either a peril to be insured against (fire is a risk to which property is exposed) or a person or property protected by insurance, (miners are not considered as good risk for accident insurance)
2. What is a peril?
A peril is the cause of loss in a situation i.e. fire, storm, flood or theft etc. …
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