This Essay explains 4 important credit laws. Giving information about its creation and their effects.
Credit has become a major part of our lives. We use it to buy a lot of our products and major purchases. But it can be a hindering problem for many people.
There are many laws that affect credit and how people can get credit. One of these laws is the Equal Credit Opportunity Act. This act was created in 1975, and amended in 1977, 1988, and 1991. This law allows every one an equal chance to get credit. But just because of this act it does not mean that everyone can get credit. …
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