Social Security Needs Reform

Social Security is a program for eligible workers and their dependants that provides income when they reach retirement age (65), become disabled or die. The US government's Social Security account is funded by taxes garnered from working men, women and their employers. The tax is 6.2 percent of a workers gross wages and the employers match that for a total of 12.4 percent. The money gains interest throughout the worker's life and in theory will be an additional source of retirement income. According to David John writing for The Heritage Foundation, Social Security benefits make up 90…