When you have a fear of something it normally doesn't come in the gene of your parents or it is neither passed down from family generations. You normally develop your fear of anything with events that have occurred.
It's not a rare phobia and it's also not a common one but Cynophobia (fear of dogs) has its victims. Both adults and children are affected by this phobia even though they have not had a bad experience with them. But for some people it is a bad experience with a dog or other animal that has triggered or caused them to be conscious and alert when animals are around.
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