My family has never had credit. The bank lends you money and then you have to refund them more than they gave you, have to pat interest. My father thinks that it is disadvantageous.
We also have to pay a lot of taxes – income tax, value added tax, corporation tax which pays my father because he is a tycoon. He has his own company where work some other people which he has to pay wages. Sometimes the profit isn’t big and he can’t cope with all bills.…
